Harbor by Signalry · Demand signal
Not a policy. A packet.
How and who for the hotel job—verified when attested.
Sit a packet on a live job
Prefill the intent with a named hotel job. Harbor will not invent a premium. Advice until the extract is attested.
Honest status
Demand signal / design partner
Six to eight weeks. One named hotel job. You write the packet; Harbor learns whether the how holds. The underwriting stub echoes JSON. licensed is false. If you need a policy, call a licensed desk.
What it is
A file a future underwriter can refuse
Cover starts as a sentence the house can inspect. Harbor’s job is to keep that sentence honest: claim, evidence, caveat, criteria, price. The product today is the packet, not a premium.
What’s covered
A named hotel job
A catalog slug when one exists. 'We need AI' is not a job. 'Zero false-ready arrivals for 30 days' is.
Inspectable evidence
A log a stranger could read: arrival vs rooms-board, payroll vs occupancy, ticket age. No guest names.
A written caveat
What would have happened anyway, seasonality, or what the agent is not allowed to do.
A willingness to pay
A number with a window. Harbor will not invent a premium. The number is yours.
What’s not
A policy, binder, or quote
Harbor is not licensed to underwrite. Nothing on this page binds cover.
Guest names or folio text
PII is a fail. The stub rejects that language. The house keeps the extract.
Invented loss ratios
We will not mint a price, a frequency, or a completeness percent.
Non-hotel work
Hotels only. No restaurants, venues, or broad hospitality grab-bags.
Trust labels — never mixed
Advice. Claimed. Verified.
The same three words as the rest of Harbor. Completeness uses a 0–5 rung. Export-backed (rung 5) is the minimum for verified. That label is about the file — not a license to pay a claim.
advice
Advice
Harbor’s how. A recommended path. Rungs 0–1. Not an attested result.
claimed
Claimed
The house said this. Rungs 2–4. A sentence exists. The file is not yet export-backed.
verified
Verified
Rung 5 only — an exported packet with claim, evidence, caveat, criteria, and a price. Still not a policy.
Rung 0
Wish
A job name or a vibe. No packet.
Rung 1
Claim
The outcome is named. Still advice.
Rung 2
Claim + one field
Evidence or a criterion appears. Labeled claimed.
Rung 3
Inspectable
Claim plus evidence plus caveat or criteria.
Rung 4
Complete draft
Claim, evidence, caveat, and criteria. Not yet priced.
Rung 5
Export-backed
Full packet including a price. Minimum for verified. Still not a policy.
Jobs in this desk
Buy cover. Name evidence. Export the packet.
owner
Buy verified-outcome cover for a named hotel job
When I will pay for a result — not a vendor — I want to name the claim, the evidence, and the caveat so someone could one day back it.
ops
Name evidence a third party could inspect
When I say a job is done, I want a log someone who does not work here could read — so 'verified' is not a slogan.
tech
Turn an intent into an underwriting packet
When I have a claim and a price, I want a structured packet a future underwriter could refuse — so we stop talking in slogans.
Willingness to pay
Name a number. Harbor will not invent one.
The calculator is a stub. Bands below are Harbor’s teaching ranges — not a premium.
Under $5k
Small intent. Two-week house log and one named owner.
$5k–$25k
Program-scale. 30–90 day window, frozen baseline, third-party-readable extract.
$25k+
Large intent. Day-0 baseline, weekly extracts, a caveat the IC will accept.
Calculator stub
AdviceWhat evidence would this price require?
Not a quote and not a policy. You name a metric and a willingness to pay. Harbor shows the evidence package that would be required if this were one day backed.
Required evidence package
Plan a PIP without lying to the P&L
Zero early arrivals on a false ready for 30 days
Program-scale intent. Expect a 30–90 day window, a frozen baseline, and a third-party-readable extract.
- · A named criterion with a start date and an end date — not a vibe.
- · A third-party-inspectable log (arrival vs rooms-board, payroll vs occupancy, ticket age). No guest names.
- · A caveat: what would have happened anyway, seasonality, or what the agent is not allowed to do.
- · Do not buy a mood board if displacement is not numbered. Rooms of scope and a calendar first. Fashion is not a PIP.
Underwriting stub
Intent → structured packet
Submit stores the intent on this browser and POSTs /api/outcomes. The stub echoes JSON with kind: verified-outcome-underwriting-packet, status: demand-signal, and licensed: false. Export that file.
Questions
What operators ask
Is Harbor Verified Outcome insurance?
No. It is a demand signal and a design-partner packet. Harbor is not licensed to underwrite. Nothing here is a quote, binder, or policy.
What do advice, claimed, and verified mean here?
Advice is Harbor’s path. Claimed is what the house said. Verified needs a finished criterion, inspectable evidence, and a caveat. The packet is still labeled not licensed.
Where is my intent stored?
On this browser. POST /api/outcomes echoes an underwriting packet and keeps nothing server-side. Export JSON if you want a copy the house can keep.
What would make this live cover?
A licensed desk, a contract, and evidence we can inspect without guest names. That is a later company problem. This page collects who would sit that conversation.
Prefer a sit first? Request a pilot. Spec: docs/VERIFIED-OUTCOMES.md.